Long Term Disability – Incidence Gap – What is it?


Disability incidence rates have increased continually over the past 5 years. This incidence trend, which is the rate at which new claims are changing compared to the past, is industry wide and affects everyone. Based on published reports from industry leaders, Manulife and Sun Life, current Long-Term Disability (LTD) pricing, is not reflective of this [...]

Long Term Disability – Incidence Gap – What is it?2020-09-24T16:31:04+00:00

Jan. 2017 Employment Insurance (EI) Changes


Earlier this year, the federal government unveiled a number of changes to Canada’s Employment Insurance (EI) program in its initial budget, including a shorter waiting period for EI benefits. The proposal was adopted in June 2016 and will go into effect on January 1, 2017. Benefits are currently paid for 17 weeks, including a two-week [...]

Jan. 2017 Employment Insurance (EI) Changes2018-04-17T15:54:35+00:00
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