disability

Long Term Disability – Incidence Gap – What is it?

2020-09-24T16:31:04+00:00

Disability incidence rates have increased continually over the past 5 years. This incidence trend, which is the rate at which new claims are changing compared to the past, is industry wide and affects everyone. Based on published reports from industry leaders, Manulife and Sun Life, current Long-Term Disability (LTD) pricing, is not reflective of this [...]

Long Term Disability – Incidence Gap – What is it?2020-09-24T16:31:04+00:00

Innovations In Disability Coverage Beyond 65

2018-04-17T15:54:35+00:00

The national average retirement age is pegged at 62, but recent trends in labour force estimates reflect a growing shift to delayed retirement. This tide is not enough to dramatically lift the average, but clearly this trend is visible in certain white and grey sectors of the workforce. At the same time, employment rates for [...]

Innovations In Disability Coverage Beyond 652018-04-17T15:54:35+00:00