‘Free Lunches’ and employee benefits
Chris Pryce2018-04-17T15:56:12+00:00It’s time to come clean…The concept of “insurance” as relates to health and dental benefits for employers with more than 20 insured members is largely a ‘sham’. As we have written before, insurance is purchased to cover unpredictable, costly and usually catastrophic events. Most consumers would not purchase insurance every time they buy an item [...]